Down Payment Planner

Plan your path
to homeownership

See if your down payment savings plan is realistic - based on where your money is sitting today and how much you can save each month.

Your details

How much you need and when you want to buy.

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months

Savings today

Where is your down payment money sitting right now?

Add the current balance in each bucket. We default to conservative growth assumptions you can edit.

Cash / Checking

Counts money you can spend right now. No growth assumed.

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Savings Account

Regular bank savings. Edit if your bank pays more.

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High-Yield Savings Account

HYSA-style account. Rates can change.

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Monthly savings plan

How much can you add each month?

Give a realistic range. We will project both paths so you can see the trade-off.

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What you can save without stretching too much.

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The highest amount you could save if you pushed harder.

Privacy First

Your information is never shared. Calculations happen entirely in your browser.