Mortgage Affordability Calculator

What's your home budget?

Enter your income, debts, and credit to see your estimated price range and monthly payment in real time. Objective, instant, and free. No sign-up required.

Your finances

Enter your details to see what you can afford. Results update as you type.

Annual Gross Income

Monthly Liabilities

Credit Score

720Good

300850

Loan Type

Your results

Estimated at 6.49% APR · 30-year term · LTV 89.0%

Rates as of July 2026 · Source: Freddie Mac PMMS

Total Home Budget

$363,953

$323,953 loan + $40,000 down (11.0%)

Approved Loan

$323,953

30-yr fixed

Monthly P&I

$2,045

Principal & interest only

Full monthly estimate

Principal & Interest

$2,045

PMI

$124

Property Tax

$325

Homeowner's Insurance

$152

Total est. monthly$2,646

Back-end DTI

43.0%

LTV

89.0%

Total Interest

$412,417

For informational purposes only. Actual approval, rate, and payment depend on lender review of your full financial profile.

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